Monday, September 30, 2019
Business Proposal Outline Essay
This is a summary that can answer the question: what kind or type of business am I in? You must be able to answer this with a one sentence answer that summarizes everything youââ¬â¢ll do. Youââ¬â¢ll use this as a tag line when meeting business people as you market your business or as an introductorily statement presented to a lender. Structure Define your business as a Sole Proprietorship, Partnership, C Corporation, S Corporation or Limited Liability Corporation. To accomplish this will require the skills and expense of a good attorney specializing in small business. Management See more: argument essay format Youââ¬â¢ll need bios and resumes on your principal team players, including details of their experience, education, noteworthy achievements and why youââ¬â¢ll think they will be an asset. Employees How many and how will you hire them? What qualifications are you looking for? Will you outsource? What about compensations, benefits, workmanââ¬â¢s comp insurance or health plans? Finances & Accounting In house or subcontracted? Computerized? What software will you need? Youââ¬â¢ll need a proforma profit and loss statement with income and profit projections forecasted out three years. What kind of a balance sheet method will you use? Youââ¬â¢ll need three-year projections of assets and cash-flow. Will you outsource for expertise in this area? Who can you hire and who can recommend reliable professionals? How much will a qualified CPA cost you a year? What services will he/she provide? Technology What are your needs? How will you use your equipment and in what aspects of your business? What file databases are you going to maintain? How much power do you need to maintain these? Can you option for online vendors or do you have to install an in-house system,? What about IT? Outsourced or hired? What is you budget for upgrades of equipment and software? Will you be doing graphics and promotional materials design in-house or outsourced? What about spyware, malware and virus protections? More Than An Afterthought Writing a business plan that is comprehensive will require a lot of work and thought. But once itââ¬â¢s done, youââ¬â¢ll have a tool that can breathe and grow as your business grows. A successful business plan template will be divided into sections allowing the reader an easy interpretation of what your goals are and how you plan to achieve them. It should include the following: â⬠¢Cover Sheet. Includes the name of the new business and the principals involved. â⬠¢Table of Contents. Easily divides the plan into different sections and allows for easy navigating. â⬠¢Executive Summary and Mission Statement. Introduces the business idea, summarizes the ideas and goals and what you intend to accomplish. â⬠¢Start-Up Costs and Operations. Lists all the details of the items and costs required to get started as well as the operating costs once the business has opened its doors. This includes all expenses such as rent, supplies, administration, equipment and employees. â⬠¢Marketing Plan. Your strategy for advertising and other methods of gaining clients. â⬠¢Revenue Projection. Your financial forecast over a period of several years. â⬠¢Appendix.
Sunday, September 29, 2019
Comparison of Booker T. Washington’s “Up from Slavery” and Web Dubois’ “The Souls of Black Folk”
Literary Devices in Rhetorical Writing During a time period when slavery had finally come to an end, African Americans still struggled as their opportunities for equality were next to nonexistent. In this time of hardship and unfair treatment, not many of those facing these adversities had the courage to speak out on their beliefs for change; Booker T. Washington and WEB Dubois, however, did not possess such fears ââ¬â both thoroughly articulated their opinions and stood for what they believed was right.Booker T. Washington and WEB Dubois shared a few commonalities ââ¬â both men were highly educated, for example, as well as they both expressed strong opposition against segregation. Washingtonââ¬â¢s Up from Slavery: An Autobiography and Duboisââ¬â¢ The Souls of Black Folk outline each of these powerful historical figuresââ¬â¢ views on segregation and what can be done to end it. Both of these works are excellent examples of rhetorical writing, possessing strong persuas ive arguments.A deeper examination of these texts can be done by a comparison of chapter fourteen of Washingtonââ¬â¢s work, entitled ââ¬Å"The Atlanta Exposition Address,â⬠and chapter three of Duboisââ¬â¢ The Souls of Black Folk ââ¬â ââ¬Å"Of Mr. Booker T. Washington and Others. â⬠Each of the texts contains persuasive arguments; however, each writerââ¬â¢s separate use of rhetorical strategies alludes to an effective expression of the intended theme. Booker T. Washingtonââ¬â¢s use of diction throughout ââ¬Å"The Atlanta Exposition Addressâ⬠reflected his level of education in a way that made him stand out in the African American community.His use of advanced rhetoric in comparison to the majority of the African American population made it easier for him to be noticed and heard. Judging by the text, it is apparent that all three modes of persuasion are present. By mentioning his reform-related accomplishments, Washington often appeals to logos in or der to establish his credibility and prominence as a leader; this appeal enhances his use of ethos, which reflects his desire to advance the African American race as a working class.Washington features an anecdote within the text, which acts as a metaphoric plea for African Americans to realize the opportunities manual labor could potentially hold for them. The phrase ââ¬Å"cast down your buckets where you areâ⬠is especially significant in his attempt to glorify common labor, referring to the abundance of resources present in this world (Washington 2).In sections five through seven, Washington repeatedly uses this phrase in the beginning of consecutive sentences, exemplifying anaphora; this literary device reiterates the significance of his words, strengthening his argument as to why freed slaves would benefit from common labor. Another literary device employed in ââ¬Å"The Atlanta Exposition Addressâ⬠is metonymy, which can be found in the phrase ââ¬Å"separate as the fingers, yet one as the hand in all things essential to mutual progress,â⬠as well as in ââ¬Å"the organs of religious bodies, joined in the general chorus of condemnation or demands for retractionâ⬠(Washington 2,5).This representative ââ¬Å"part-of-a-wholeâ⬠strategy directly links the subject to the writerââ¬â¢s key points, thus creating a deeper connection and increasing their impact on the audience. A prominent literary device in ââ¬Å"Of Mr. Booker T. Washington and Othersâ⬠is its structure. Dubois organizes the text in a way that maximizes the effectiveness of his message, which was to point out the flaws in Washingtonââ¬â¢s propositions. He begins by explaining Booker T. Washingtonââ¬â¢s success, after which he provides background information on African American progress in the 1800s and leads to his own criticism of Washington.By using words such as ââ¬Å"mistakes,â⬠ââ¬Å"shortcomings,â⬠ââ¬Å"bitterness,â⬠and similar ex pressions ââ¬â ââ¬Å"disappointment of displaced demagoguesâ⬠and ââ¬Å"spite of narrow mindsâ⬠ââ¬â- Dubois creates a negative tone, which mainly reflects his attitude toward Washington himself (Dubois 2). Dubois also employs the use of lists throughout the entire chapter, which are highly effective in convincing the reader to side with the writer. For example, in the text Dubois discusses the African Americans who have higher aspirations than those of Washington, but do not vocalize them; some of these unfulfilled wants are: ââ¬Å"1. the right to vote. / 2. civic equality. [and] 3. the education of youth according to ability (Dubois 5). By repeatedly featuring such lists throughout ââ¬Å"Of Mr. Booker T. Washington and Othersâ⬠Dubois makes a compelling argument that there is much more to strive for than what has already been accomplished by Washington. Literary devices not only make the writer stand out as an individual, but also contribute immensely to the overall message of the text. In Booker T. Washingtonââ¬â¢s ââ¬Å"The Atlanta Exposition Address,â⬠his use of diction, modes of persuasion, anaphora, and metonymy are what help him establish a sense of authority and respect among his readers.WEB Duboisââ¬â¢ ââ¬Å"Of Mr. Booker T. Washington and Others,â⬠on the other hand, features a more complex structure and tone, setting apart his key points and allowing the reader to have a clearer understanding of his position in the argument against Washington. Washington wanted general occupations for African Americans, while Dubois was more concerned with equality; both of these great leaders were interested in the betterment of African Americansââ¬â¢ lives, and their excellent use of literary devices are what helped their writings become memorable pieces of American history.
Saturday, September 28, 2019
Module 1 Essay Example | Topics and Well Written Essays - 750 words
Module 1 - Essay Example It focuses on how people live and survive in particular places and how they govern themselves, organize themselves, and create meaning. It bases its discussion on gender, social classes, the different races, nationality of individuals and sexuality. Sociocultural anthropology analyses findings from many areas of the economy. These include work, health, ecology, education, agriculture, social change and environment (Nanda & Warms, 2011). Sociocultural anthropology is a good area of study as it is the study of the most important part of human life. Such areas as work, education, and health form the base of human activities. Study of such areas has many advantages. It helps a person to understand others and know exactly how to handle different groups of people (Nanda & Warms, 2011). This will help a lot in my career as it will help me in handling my colleagues at the place of work. When in a position such a manager or a supervisor, it will help one to know how to handle the different em ployees at the place of work. It also helps one to understand all the differences between the different societies. One is able to know the strengths and weaknesses of the way of life of the different communities that exist (Ferraro & Andreatta, 2012). This will then help one in his career to know how to handle colleagues and managers. ... From the study, one is also able to understand the meaning of religion, community and family. This helps to appreciate the reaction of individuals in different situations at the place of work (Ferraro & Andreatta, 2012). This also equips one with knowledge on how to deal with the community members at the place of work. This may include the customers at the place of work and all other associates to the place of work. It enables for the presence of good understanding between community members and the business people (Jacoby & Kibbee, 2007). This includes the managers at the place of work and the employees. This understanding and integration boosts the smooth running of business activities and acquisition of necessary good for business. This can include such things as workers, business partners, investors into to business, raw materials and assets such as land for the expansion of the business (Nanda & Warms, 2011). Cultural lens is an approach of analyzing culture in different dimensio ns. It is an analytical system that helps experts to analyze and understand the cultural values, structures and assets in different cultural setups (Ferraro & Andreatta, 2012). This analysis helps in the understanding of the weaknesses and strengths in the different cultures. Use of cultural lens tries to clarify sociocultural assets and realities of societies in focus. It also explains the internal cultural tensions in conjunctions with the objectives of the various sub cultures (Ferraro & Andreatta, 2012). This study can then help the analyst to develop many skills on how to deal with the different communities. It helps one to develop skills on how to deal with communities, individuals and interest groups in a particular culture.
Friday, September 27, 2019
Answers for the question Assignment Example | Topics and Well Written Essays - 1250 words
Answers for the question - Assignment Example GSK wants a diverse portfolio, where it does not only focus on one specialty and product, but is open to different sources of research, services, and ideas. It also wants access to Sirtrisââ¬â¢ unique entrepreneurial culture and distinctive scientific advantages. In other words, GSK wants to stay big but become nimbler by dividing its large bureaucracy into smaller scientific units. It has introduced several changes already to hasten its new product development process, but so far, its overall culture and design remain bureaucratic, at least for Sirtris which is a biotech firm and is used to less bureaucratic controls and processes. b) What challenges are facing the managers responsible for the integration process? That is, what must Slaoui be concerned about? Westphal is concerned that GSKââ¬â¢s bureaucratic design and culture is affecting Sirtrisââ¬â¢ entrepreneurial culture and management system. In particular, his concerns are time management, people management, and othe r small, but important, issues (Weber 9). Time is essential to research work, but Westphal observed that GSK is eating most of his time through constant meetings with many people, who are not always critical to decision-making and other managerial processes. Westphal thinks that he should be doing more work, as well as his scientists, but the incessant meetings directly interfere with their research activities. Furthermore, people management is a key issue for Westphal. GSK has not provided him autonomy in making significant hiring, firing, and compensation decisions like he used to. Westphal wants to make these decisions that are crucial in keeping the entrepreneurial spirit of Sirtris. Finally, Westphal is concerned of small, but also important issues, such as media access, petty cash, and science publications. He wants some degree of autonomy on these issues because relying on GSK for these decisions only delays decision-making and can dampen the sense of control over these perti nent small tasks (Weber 9). Essentially, Westphal is wary that Sirtris is becoming more like GSK instead of the other way around. Slaoui generally has the same concern as Westphal, but more of macroeconomic in scope, because he wants an efficient and effective integration between Sirtris and GSK. Slaouiââ¬â¢s main concerns are employee retention, management integration, and DPU integration. He is concerned of employee retention, when scientists have different motivations, especially when biotech companies and big pharma companies attract different kinds of scientists. Biotech company employees are more focused on the science and tend to easily shift from one company to another as their interests change or if companies change, while big pharma scientists value stability and career progress (Weber 9). The right reward and management approach must appeal to these different motivations, but the right balance is tricky. Furthermore, Slaoui is unsure where to put Westphal and Dipp (Web er 9). He wants to retain them because of their valuable scientific and management capabilities, but he does not know if they are happy with
Thursday, September 26, 2019
The Process of Demolition of Concrete Frame Structure Article
The Process of Demolition of Concrete Frame Structure - Article Example There are various ways of carrying out a demolition. Hydraulic excavators, wrecking balls, grapplers, shears, sawing and drilling machines, and crushers are some of the machines and equipments normally used in demolitions. The process varies depending on the scope and nature of work involved. For removal of few slabs and walls, hammers, sawing and drilling machines suffice. For smaller two or three floor constructions, the process of reverse construction demolition may also be feasible if there is sufficient time duration and the process for demolition of the foundation is also manageable with the use of small excavators. However, for complete buildings and multi-storey structures, it becomes necessary to used heavy excavators, grapplers, shears and wrecking balls. The size and range of the heavy machines vary according to the size of the structure. The actual process begins with removal of recyclable material like electrical wires and fittings, asbestos, etc. The pre-demolition activities may not be all that easy as they appear. Hence, there must be proper assessment done to ascertain the nature of dismantling involved in the preliminary activities besides electrical fittings and water connections. (Tower Building for Demolition) The pavements around the building structure may need to be broken up. It is necessary to remove the pavement before the actual demolition of the structure so that the ground is smoothened and ready for foundation of the new structure to be laid. Demolition of the concrete framework The job of breaking and crushing the framework follows as the final blow. However, the demolition of walls and columns is not the final task in the demolition process although it is the main job. After the demolition the broken structure has to be crushed by a special crushing machine. The debris is separated from steel and other recyclable material and shipped out for use in road construction or landfills. The demolition is normally done in three ways; by hydraulic excavators, wrecking balls, or implosion. Hydraulic excavators These are mobile wreckers with long and broad steel 'arms' with which the structure is hit from several directions and angles. The structure crashes under the impact of constant and persistent blows of the excavator. Hydraulic excavators function like the human arm. The end point of the excavator is versatile and could be fixed with a bucket, scissor, drill or a crusher. (What are Hydraulic Excavators) Wrecking balls The wrecking balls are huge steel balls weighing 1000 lbs. and above. With the use of a crane the huge steel balls are swung at the structures resulting in the demolition by the blows of the ball. However, wrecking balls are
Wednesday, September 25, 2019
Pop-culture Essay Example | Topics and Well Written Essays - 1250 words
Pop-culture - Essay Example The print and the electronic media, entertainment tools like music and television, have done absolute justice to the job of brainwashing the impressionable minds of youth. Traditional culture and ideology have traditionally been the binding forces of the society, but in the contemporary age, spirit of the youth is being systematically destroyed by the onslaught of popular culture. The traditionalists and the modernists are permanently at war over approaches to social issues. While the modernists are positive that their endeavors are directed at development of a new society, the traditionalists lament about the steady demise of the indigenous values. A world of interconnectedness is slowly emerging and no one can precisely estimate how circumstances would shape up in the future. However, a strong view prevails that this interconnectedness is heading toward decay of moral and ethical values rather than leading to the path of cohesion and prosperity. In its attempt to pursue individual happiness, the younger generation has compromised societal values and become distracted and clueless. Ill effects of their activities mostly outweigh their honest dispositions and merits. An offshoot of the popular culture viz. the growth of Jazz provides an example. Jazz music arrived like an avalanche on the American media and became omnipresent in no time. Its growth was not contemplated, like the spread of greenery in the thick jungles of Amazon. The sapling of Jazz grew as it was watered with the agony of the black people. The roots of jazz can be traced back to the times of slavery when slave work songs were made as ââ¬Ëcall-and-responseââ¬â¢ to narrate stories for pastime. These songs reflected the blacksââ¬â¢ internal rebellion against the sufferings and cruelties inflicted on them by the white race. Black people brought with them jazz to the big cities as they started to migrate to Chicago and New York with
Tuesday, September 24, 2019
How was and is the cold war reflected culturally Essay
How was and is the cold war reflected culturally - Essay Example The commonalities (Cold War order) began from the re-formation of the century long olden times of imperialism and nationalism. The Cold War enmity provided the edge of orientation in which a narrative rapport between imperialism and nationalism wanted to lodge developments such as decolonization and the universal rights uprising; in turn, this adjustment generated developmentalism, multiculturalism, militarism, and new ideologies and modes of individuality configuration, thus producing a novel gathering. The evolving pattern changed and was exaggerated by other chronological factors together with race, femininity, division, and creed among others.1 Era fashioned by structures rising from axis of supremacy that lean to control historical existence. Like other hegemonic configurations, such organizations have a tendency to guide and confine the thoughts of the communal, the biased and selfhood, but these organizations also have violently jagged things and there are countless zones of existence that are relatively unhurt by them. Thus in some places, such as the Japanese territory, exacting aspects, such as developmental imperialism, began prior to the Cold War. One might also argue that in East Asia, the Cold War arrangements began to untie a decade before 1989. The cold war dominated influence on several aspects of people in United States society for almost second half of the twentieth century. It rose as a result of adversary values linking America, representing democracy and capitalism, and Soviet Union, advocating socialism and dictatorship. As the superpowers after the World War II, disputation among the Soviets and Americans rose to be a universal conflict. 2 Cold war was different from several other wars as it was mostly based on propaganda war and much of military activities. Vietnam wars and the Korean wars are crucial instances of military intrusion by the United
Monday, September 23, 2019
Consumer Behaviour Essay Example | Topics and Well Written Essays - 3000 words
Consumer Behaviour - Essay Example It specifically aims at integrating both theoretical and practical approaches to render a holistic understanding of the probable impacts. The paper in this connection aims to focus on a consumer branded company like Dulux. Marketing mix elements of the company would be studied along different parameters related to product, brand, advertising among others top reflect their impacts upon the buying behaviour of the consumers in the global paint market. Marketing Mix Stimuli of Dulux Concept of Marketing Mix Stimuli Marketing Mix of any Consumer Brand is generally constituted of parameters like Product, Price, Place and Promotion. Each of the different elements related to the Marketing Mix create a different stimulus on the consumer pattern and behaviour. Designing of specific attributes related to the marketing mix elements tends to considerably influence the psychological, behavioural and the social and cultural elements of the purchaser and thereby governs the decision-making process related to purchases. The influence of marketing mix on the consumer decision making process finally gives rises to different types of stimuli related to the choice for a particular brand, the amount of products to be procured, timings and the process of procuring such products among others (Lantos, 2010, p.314). The set of marketing stimulus generated owing to the composition of such different marketing mix elements leading to the emergence of final purchase decisions is reflected in terms of the S-O-R or the Stimulus-Organism-Response Model as is rendered below. Figure 1 (Lantos, 2010, p.314) The Case of Dulux The study of the marketing mix stimuli for Dulux would be conducted based on analysing the efficacy and the impact of the consumer brand depending on parameters related to product, brands, advertisements, packaging and point-of-purchase displays. Analysis of the brand depending on the above parameters would contribute in getting a holistic picture of the marketing mix elemen t of the consumer brand. Products The product range of Dulux encompasses several sub-products that contribute in the painting and designing of both the interior and exterior parts of a building. Different types of paints and colour solutions are rendered for the same that in turn help the consumer to choose from a wide array of different products. Similarly other products for the designing of walls and other wooden products are also featured by the company (Dulux, 2012). Brands The marketing mix of Dulux again is constituted by a host of different brands that in turn contribute in offering a total paint solution to the customer in terms of best colours, coatings, textures and also in rendering refinishing products for needs of painting an automobile. The range of aesthetic beauty coupled with finishing products for timber and automobiles contribute in creating avid consumer attention (Dulux, n.d.). Advertisements The advertisements of Dulux focus on creating a high sense of consumer appeal through the process of rendering considerable creativity and innovation. Advertisements of
Sunday, September 22, 2019
Social responsibility Essay Example | Topics and Well Written Essays - 1250 words
Social responsibility - Essay Example This would mean that such businesses would do anything to evade the monolithic trends, which could be adversarial economically. Usually, a number of corporates engage in social responsibilities for their own reasons, even if the motives behind their participations raise questions. As a way of showing charity and concern for the surrounding community, most corporates participate in certain social responsibility programs in which they too stand to gain. In essence, the main motivation behind the participation in corporate social responsibilities for most corporates include gaining public trust, indicating business diplomacy, and as a way of looking into the welfare of the employees. Perhaps it is important to reveal that these corporates merely masquerade under the guise of such virtues while their main objective in this course is to set a defensive maneuver against a wide array of critics as to the manner in which they make profits. In ardent efforts to protect their profits, these big companies stage-manage their social responsibility programs as to paint a self-righteous light in the public gallery while in real sense they run the risk of being perceived as being self-conscious. Since the competition in the corporate world is rather heightened, most corporates come up with various strategies including the nonprofit approach towards certain aspects of their businesses. This could be because of either flopping in the market or simply trying to settle business scores. Nonetheless, it is incumbent upon organizations to show that they care about the public and that their efforts are not only reflected in the huge protest that they make but instead incorporating social responsibility into their management plans. In the contemporary world, Marxism is the way to go for the corporates as capitalism only erodes the integrity of the companies. This means that a good company in social
Saturday, September 21, 2019
Costing Methods Pape Essay Example for Free
Costing Methods Pape Essay Write a paper of no more than 700 words addressing the following questions: à · What strategies did the management of Super Bakery, Inc. use? à · Why did Super Bakeryââ¬â¢s management think it was necessary to install an ABC system? Do you agree with their reasoning? If you disagree, identify your recommended costing system, including your rationale, to management. à · Would a job order cost system or a process order cost system work for Super Bakery. Why or why not? Format your paper consistent with APA guidelines. College is too important not to give it your all, no matter what you face throughout your collegiate career. Hopefully, this article has given you some very useful advice that will help make college life easier for you and getting to that all important graduation day with confidence a little less challenging. In this document ACC 561 Assignment Week 4 Costing Methods Paper there is a review of the following parts: Strategy ABC Installation Cost System Conclusion Business Accounting Resource: Accounting Read BYP17-5, titled Communication Activity, in the Ch. 17 ââ¬Å"Broadening Your Perspectiveâ⬠section of Accounting . Write a paper of no more than 700 words addressing the following questions: à · What strategies did the management of Super Bakery, Inc. use? à · Why did Super Bakeryââ¬â¢s management think it was necessary to install an ABC system? Do you agree with their reasoning? If you disagree, identify your recommended costing system, including your rationale, to management. To get more course tutorials visit https://bitly.com/12Binkm College is something that you want to make sure that youre ready for as much as possible. While you have to live into much of it, there are many things you have to do ahead of time in order to make sure youre successful. Make sure you continue reading in order to find out the information you need. Business Accounting
Friday, September 20, 2019
Malay Islamic Monarchy Philosophy
Malay Islamic Monarchy Philosophy This essay will discuss the topic culturally and politically. Brunei represents a fusion of Malay-Islamic values which makes it somewhat unique in Southeast Asia. The Sultan and his government have established a national ideology, Melayu Islam Beraja (MIB), referred to locally as Malay Islamic Monarchy. This ideology justifies preserving the absolute monarchy and invokes Bruneis history and Islamic values in support of the Sultanate. Thus, an indivisible connection has been built between Malay ethnic identity, Islam and the Sultanate. As the dominant ideology, MIB permeates the small state of Brunei and governs institutional norms and behaviour. This essay will also address the above topic by first exploring the concept of Malay Islamic Monarchy Philosophy. Then it will look into the introduction of MIB then the culture of Malay Islamic Monarchy philosophy in relation to Royal Brunei Armed Forced (RBAF), which is divided into the explanations of Malay, Islamic and Monarchy. The essay will explain the purpose of MIB in RBAF and ends with a conclusion. CONCEPT OF MIB The Sultans role is to preserve in the national philosophy known as MIB. Brunei is one of the oldest existing polities in Southeast Asia; it has a rich historical heritage and the longest surviving sultanate in the region. Through the ages, Brunei acquired a wise sense in the use of international diplomacy. The monarchy especially made effective use of this tool to steer the kingdom out of very tight situations and, in the process, has managed to save and preserve the identity of the state to bring it to the status of a full sovereign nation. Bruneis government a traditional monarchy, is committed to the preservation of its peoples culture both religious (Islamic) and ethnic (Malay). Brunei Darussalam which means in the Arabic term abode of peace; undoubtedly recognize the reference to the religion of Islam. The term sultan is a traditional title, derived from the Arabic word for authority, and used by monarchs in Islamic countries. Bruneis government now prefers the designation Malay Islamic Monarchy. THE INTRODUCTION OF MIB The ruling monarchy is one of the oldest in the world. Historical records stated it back to the 14th century with ancient local Borneo culture heroes, including Awang Alak Batatar, who adopted Islam and became the first Muslim sultan of Brunei, Sultan Muhammad (reigned 1405-1415), and his brother, Patih Barbai, who became the second sultan, Sultan Ahmad (reigned 1415-1425), these heroes gave rise to the Barunay (Brunei) nobles. The third Sultan Sharif Ali, who was an Arab and said to be a descendant from the Prophet, consolidated the introduction of Islam in Brunei. From him are descended all subsequent Sultans. Ever since that period, the monarchy and Islam are closely linked. Brunei became a British protected state in 1888 and became internally self-governing after the promulgation of the constitution in 1959. Upon independence, Brunei established its own defence force for the first time since 1881. There is no conscription; enlistment in the RBAF is voluntary. The present ruler, His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulah who is the 29th descendent of this Islamic monarchy, officially proclaimed the MIB philosophy on 1st January 1984, the day of Bruneis independence. The philosophy of MIB has been in existence as early as the 14th century when Bruneis king first converted to Islam. MIB has since become the nations system of ruling, its way of life and form of Government. In 1990, a new state ideology was launched to promote the unity of the diverse groups within a plural society. MIB is based on the idea of Brunei as a traditional Malay state, a long-established Islamic state, and a monarchy. All the ethnic groups in the nation have always been under the authority and rule of the sultan. THE MALAY, ISLAMIC, MONARCHY PHILOSOPHY IN RELATION TO THE ROYAL BRUNEI ARMED FORCES Malay the establishment of Askar Melayu does not mean we are ready to face a war crisis, but what made us establish Askar Melayu is only just one adequacy for a country wishing for a move towards development, like what have been done by every and most of the developed countries Formal speech by His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulah Sultan and Yang Di-Pertuan of Brunei Darussalam 23 September 1961 at Istiadat Menghadap His Royal Highness 45th Birthday. Taken from Pelita Brunei dated 1 Jun 1994. Brunei Darussalam is a multiethnic society in which one ethnic group, the Barunay, has a monopoly of political power. About three-fifths of the population of Brunei is classified officially as Malay. This category, however, includes not only ethnic Malays but also a number of the indigenous peoples, namely the Dusun, Belait, Kedayan, Murut, and Bisaya (Bisayah). Variations in tradition among other ethnic groups are not regional but cultural, social, and linguistic. The remainder of Bruneis residents consists of other (non-Malay) indigenous peoples, such as the Iban (or Sea Dayak). Indigenous Muslims usually are referred to as Brunei Malays even if they are not native speakers of the Malay language. The official language is Malay, with English as a major second language. Bruneis population is predominantly Sunni Muslim, although some of the indigenous peoples are Christian, while others follow their own local religions. Defence force was first formed on the 31 May 1961 known as the Askar Melayu Brunei (Brunei Malay Regiment). Due to its history, only Brunei citizens of the Malay ethnicity (Bumiputera) can enlist in the Royal Brunei Armed Forces. The Malay ethnicity comprises the Belait, Bisaya, Brunei, Dusun, Kedayan, Murut and Tutong indigenous races as defined in the Brunei constitution. Military service is not compulsory for any segment of the population and there is no military draft in Brunei. Islamic Brunei proclaimed as an Islamic sultanate. In 1990 the sultan encouraged Bruneians to adopt MIB, the countrys official ideology. The movement, which celebrated traditional Bruneian values and called for more rigid adherence to traditional Islamic principles, was viewed with anxiety by non-Muslims, particularly members of the Chinese community. The Sultan is head of the Islamic faith in Brunei with power on all Islamic matters. Religious education is compulsory for every Muslim people. It is the governments aspiration to make Islam a way of life for the people. The practice of other religions is to a certain extend freely allowed. A part of the regular military training men and women in the RBAF undergo, there are also other support services to ensure that military personnel develop into well rounded personnel physically, mentally as well as spiritually. To this extent, Religious Unit plays a significant role in shaping the men and women in military uniforms into the desired form. RBAF Religious Unit was established on April 1, 2006. The aim of the unit was to enhance spiritual knowledge in military personnel based on Islamic and MIB values. Soldiers were given an opportunity to improve their professionalism as a soldier and a productive citizen through services rendered by the unit, such as Islamic education and other religious services like counselling. The Religious Unit operates through a system that has been formulated through meticulous coordination, planning and implementation to produce highly compatible soldiers who go through an intense character development programmed based on Islamic virtues. The Royal Brunei Land Forces have helped the less fortunate in various programmed. The building of a house to ease a poverty stricken individual is a good example of benefits can be derived from the religious unit. RBAF continues to strive in community development based on the Islamic principle of seeking to help the less fortunate. The Religious Unit was an instrument in delivering religious lectures in various workshops conducted throughout the year. Military personnel have helped religious officers within RBAF to deepen their religious knowledge to assists the RBAF community in areas such as counselling, performing the Haj, collecting `zakat, maintaining RBAF staffs welfare and preparing an RBAF personnel body during a funeral. Soldiers have benefited immensely from the Religious Units contribution by becoming more receptive of their roles as a guardian of peace and to themselves as individuals. Monarchy Brunei is a well-established Islamic monarchy, meaning that the supreme authority over the state is vested in the Sultan and that the principal organs of administration are under direct royal control. The Sultan is at the same time Head of State, Prime Minister and Minister of Defence. This implies that he is the supreme commander of the Royal Brunei Armed Forces. In conjunction with the 4th Anniversary of the Brunei Malay Regiment on 31st May 1965, Kebawah Duli Yang Maha Mulia Paduka Seri Baginda Sultan Sir Muda Omar Ali Saifuddien Saadul Khairi Waddien granted the Royal title when the word Diraja (Royal) was added to the Brunei Malay Regiment and since then, the Brunei Malay Regiment changed its name to the Askar Melayu Diraja Brunei (Royal Brunei Malay Regiment). On 31st May 1966, the Royal Brunei Malay Regiment was bestowed with the colours of Sultan Haji Omar Ali Saifuddien Saadul Khairi Waddien a year after it was given the Royal title in the Royal Colours Presentation Ceremony at Berakas Camp. The colour was green, with a background showing the symbol of a moon and a star at the bottom right, while at the above left is the personal emblem of Kebawah Duli Yang Maha Mulia Paduka Seri Baginda Sultan Haji Omar Ali Saifuddien Saadul Khairi Waddien. In conjunction with the 10th Anniversary of Royal Brunei Malay Regiment on 31st May 1971, His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulah, Sultan dan Yang Di-Pertuan Negara Brunei Darussalam bestowed another colour known as the Royal Colours at the Padang Besar, Bandar Seri Begawan. The Royal Colours is yellow embossed with His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulahs personal emblem at the bottom right whilst the symbol of the Royal Brunei Malay Regiment is placed at the above left. With the bestowing of the Royal Colours, His Majestys colours were converted to the Units Colours. On 27th May 1978, in accordance with its 17th anniversary, His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulah, Sultan dan Yang Di-Pertuan Negara Brunei Darussalam, granted to bestow the First and Second Battalion with two colours, namely the Royal Colours and the Units Colours. The ceremony took place at Padang Besar, Bandar Seri Begawan. The only difference between the two colours is the additional Roman letters I and II, symbolizing the First and Second Battalions Royal Brunei Malay Regiment. In 1981 the Womens Company (strength 250) was formed of which Her Royal Highness Pengiran Hajah Mariam became Colonel Commandant. In 1983, in the wake of Bruneis independence, the name Royal Brunei Malay Regiment was changed to Angkatan Bersenjata Diraja Brunei (RBAF). Once again, history was made with the bestowing of the new Royal Colour and Unit Flag on 12th July 1994 to the First, Second and Third Battalions of the Royal Brunei Armed Land Forces. The presentation of colours ceremony was officiated by His Majesty Sultan Haji Hassanal Bolkiah Muizzaddin Waddaulah, Sultan dan Yang Di-Pertuan Negara Brunei Darussalam. The colours as a symbol and essence of heroic spirit and to sacrifice to maintain the security and defend the sovereignty of Brunei Darussalam in accordance with the concept of Malay Islamic Monarchy. PURPOSE OF MIB IN RBAF The introduction of the MIB concept in the RBAF is intended to orientate education towards the development of a pool of manpower, skilled in many fields as well as aiming at ensuring a Bruneian identity, peace and security, and communal well-being in Brunei-Darussalam. The importance of MIB are: To encourage every personnel a mental outlook and attitude of life and such positive qualities of character as will enable the realisation of a society which is consistent with traditional Brunei virtues, such as strong religious faith, loyalty to the Monarch and a desire for balanced progress and development. To transmit teachings which are consistent with national aspirations whereby the nation is seen as a MIB in which responsibilities are to be shouldered by all people at all levels of society, without regard to descent, beliefs, religious faith or traditional customs. CONCLUSION This essay has discussed the concept of MIB in Brunei in which it has a dynamic history which relates to the formation of this concept. His Royal Highness encourages his people to adopt MIB since it has become the nations system of ruling, its way of life and form of Government. The RBAF has been entrusted with the defence of an Islamic nation and the members of its forces are required to uphold the national concept of Malay Islamic Monarchy.
Thursday, September 19, 2019
The Concept of Self-Efficacy Essay -- Self Efficacy Essays
The Concept of Self-Efficacy Self-efficacy, for the purpose of this study, may be defined as a personââ¬â¢s optimistic self-belief. This is the belief that a person can develop the skills to perform new or difficult tasks to cope with changes in health and functioning. When a person perceives self-efficacy, it will facilitate goal-setting, effort, investment, persistence, overcoming obstacles and recovery from disappointments and failures. It can be regarded as a positive outlook or proactive way to handle stress factors. It is the ability to successfully cope with health changes, and implies an internal and stable acceptance of changes and ability to successfully adapt to those changes. Perceived self-efficacy is functional in relationship to behavioral change, and health care maintenance or improvement. In health care, the concept of self-efficacy is important in developing effective strategies for health education and interventions. Self-efficacy emerged from theories related to motivation, competence and a feeling of control. Rodgersââ¬â¢ (1993) stated that the ââ¬Å"evolutionaryâ⬠method of concept analysis is used in clarifying the concept of interest. By following this approach, abstract characteristics of a concept can be identified and grouped for the purpose of developing a clear and useful definition of the concept. Once the concept is defined, a model case can be described to demonstrate the concepts attributes, antecedents, and consequence. A literary search and a grouping of characteristics will be used to process a constant comparative analysis and to refine the data into a clear and concise definition appropriate for our use. The term effectance is used to describe the motivational aspect of competence. The theory of motivation is not solely based on the basic animal instinct of drive. People are motivated to behave in certain ways because they perceive themselves as being able to effect a desired change. As a persons behavior is repeated and actually effects the desired change a person is providing reinforcement of their confidence in their competence at effect the desired change. The person is energized by the concept of self-efficacy and itââ¬â¢s feeling of empowerment. (White, 1959). Empowerment and control are essential to elements to self-efficacy. According to Bandura, early social learning theory of behavioral change... ...s all treatment and continues on the road of self-destruction. These examples show how self-efficacy in the health care field can be a valuable an necessary tool for improving health care, but like most concepts, self-efficacy is only as good as the person willing to practice it. It is not experienced by everyone and is impacted by self-esteem, self-confidence and many other variables. References Bandura, A. (1977). Self-efficacy: Toward a Unifying Theory of Behavioral Change. Psychological Review, 84, pp191-215. Gecas, V. (1989). The Social Psychology of Self-Efficacy. Annual Review of Sociology. 15, pp. 291-316. Maibach, E. & Murphy, D.A. (1995). Self-efficacy in Health Promotion Research and Practice: Conceptualization and Measurement. Health Education Research, 10 (1), pp. 37-50. Oââ¬â¢Leary, A. (1985). Self-efficacy and Health. Behavioral Research & Therapy, 23, 437-451. Rodgers, L. & Knafl, K.A. (1993). Concept Development in Nursing: Foundations, Techniques, and Applications. (pp.73-92). Philadelphia, PA: W. B. Saunders. White, R.W. (1959). Motivation Reconsidered: The Concept of Competence. Psychological Review, 66 (5), pp. 297-331
Wednesday, September 18, 2019
Odour of Chrysanthemums as a Classic Essay -- Odour of Chrysanthemums
Odour of Chrysanthemums as a Classic à The claim that "Odour of Chrysanthemums" is a well-crafted story is hardly brave or risky, for many would agree. For instance, the man who in a sense discovered Lawrence, English Review editor F. M. Ford, said this about "Odour of Chrysanthemums": The very title makes an impact on the mind. You get at once the knowledge that this is not, whatever else it may turn out, either a frivolous or even a gay springtime story. Chrysanthemums are not only flowers of the autumn: they are the autumn itself. . . This man knows what he wants. He sees the scene of his story exactly. He has an authoritative mind. (Ford 257) As a fiction editor, he is quite receptive to Lawrence's descriptive gifts. He is impressed with Lawrence's sense of purpose. But readers needn't assess the short story by Ford's methods alone. Modern readers have a very different perspective than Lawrence's contemporaries, ensuring that many different analyses of "Odour of Chrysanthemums" are possible. However, the plot itself is very simple. In the 1914 version, Elizabeth Bates spends most of the story waiting for her husband to return from the mine, fretting that he is once again dallying at a favorite pub. His coworkers drag him home, but he is not in a drunken stupor. He is dead, suffocated in an accident at the mine. Initially it seems that the moment when Elizabeth learns that her husband is dead is the story's climax. However, this is not the story's most riveting moment, for Lawrence's foreshadowing has already given this ending away. Elizabeth often unknowingly hints at the coming death, saying, "They'll bring him when he does come--like a log" (Lawrence 290). The real surprise comes after the reader discove... ...e sense alone. This idea reflects people's deepest fears, or perhaps evokes new ones. "Odour of Chrysanthemums" is not successful and shocking because of particularly beautiful writing, realistic characters or even a surprise ending. It is shocking because of a surprise thought. à Works Cited Lawrence, David Herbert. "Odour of Chrysanthemums." D. H. Lawrence: The Complete Short Stories (Vol. 2). New York: Penguin Books, 1976. Bolton, James T. "Odour of Chrysanthemums: An Early Version." Renaissance and Modern Studies 13 (1969), 12-44. Ford, Madox Ford. "D. H. Lawrence." Portraits from Life. Boston: Houghton Mifflin, 1937. Lawrence, David Herbert. "Women Are So Cocksure." Phoenix. London: Heinemann, 1936. 167-69. Lawrence, David Herbert. "To T. D. D." 7 July 1914. Selected Letters. Ed. Richard Aldington. New York: Penguin Books, 1996.
Tuesday, September 17, 2019
Democratic and Undemocratic Aspects of the Constitutional Convention :: American America History
Democratic and Undemocratic Aspects of the Constitutional Convention The Articles of Confederation was the first government of the United States. The Articles had created a very weak national government. At the time the Articles were approved, they had served the will of the people. Americans had just fought a war to get freedom from a great national authority--King George III (Patterson 34). But after this government was put to use, it was evident that it was not going to keep peace between the states. The conflicts got so frequent and malicious that George Washington wondered if the ââ¬Å"Unitedâ⬠States should be called a Union (Patterson 35). Shaysââ¬â¢ Rebellion finally made it evident to the public that the government needed a change. A group of men with political power and status, an elite by definition, got together and decided the solution to the problem of government was to have a group of men evaluate the Articles and make the proper changes. At least, this was what Congress thought the purpose of the Constitutional Convention was when they approved it (Patterson 37). The first step of the Constitution was undemocratic. No popular vote was taken either directly or indirectly on the proposition to approve a convention (Beard 14). The group of men who wanted the convention was skillful in getting it approved in that their proposal of it was a surprise. This gave the Federalists an upper hand. Their opponents, the Anti-Federalists, could not refuse to a discussion of possible, and perhaps necessary, reforms. By refusing, they could lose the support of the public very easily (Roche 18). The next step of the convention was more democratic, in that there were delegates sent to Philadelphia by the state legislatures (Roche 18). Since the legislatures were chosen by elections in the states, the delegates to the convention were indirectly chosen by the people. Rhode Island did not send delegates, but there was an opportunity for them to do so. They decided against sending anyone since they knew they would not be welcomed by the convention. James Madison, a delegate and one of the main supporters of a stronger national authority, had thought ahead and drew up the Virginia Plan before the convention in Philadelphia began. Thus, it became the first discussion of the committee (Roche 19).
Monday, September 16, 2019
Agent Banking for Bangladesh
| | VOL 20 NO 157 REGD NO DA 1589 | Dhaka, Thursday, March 28 2013| http://www. fe-bd. com/index. php? ref=MjBfMDNfMjhfMTNfMV85Ml8xNjQ1NzA= | Bangladesh Bank mulls agent banking for financial inclusionM S Siddiqui Agent banking is a financial service offered to customers by a third party on behalf of a financial institution (FI). An agent is an entity that is engaged by an FI to provide specific financial services on its behalf using the agent's premises.It is an additional delivery channel that can enhance the convenience, the outreach of quality and affordable financial services, particularly to the underserved, in a more cost-efficient manner. Such an arrangement is a cheaper way for FIs to reach out to the underserved population. The use of the term ââ¬Ëagent' is not necessarily a reference to an agent in the traditional legal sense of a party authorised by a principal to act on the principal's behalf and for whom the principal is liable with respect to activities taken by the agent within the scope of its agency relationship or contract.An agent is any third party acting on behalf of a bank, whether pursuant to an agency agreement, service agreement, or other similar arrangement. In most countries, the principal banker is liable under a law for the actions of its agents, whether such actions are explicitly or implicitly authorised. Liability for the actions of a non-agent entity acting on behalf of the bank may be different and will often depend on the contractual agreement.However, a bank's liability (whether by law or contract) for third-party actors will likely impact the bank's policies and procedures, which will in turn impact the superviser's oversight of the bank. The Bangladesh Bank has many recent projects for inclusive financial packages to reach out to non-bankable citizens. Achieving financial inclusion therefore requires innovative business models that dramatically reduce costs for everyone and thus pave the way for profitable extension of financial services to the poor citizens. A major obstacle to financial inclusion is he cost-not only the cost incurred by banks in servicing low value accounts and extending banking infrastructure to underserved, low-income areas, but also the cost incurred by poor customers, in terms of time and expense in reaching bank branches. The banking agent method emphasises greater efforts towards achieving the vision of an inclusive financial system that best serves all members of society, including the underserved, to have access and usage of quality and affordable essential financial services. FIs can reach an additional client segment or a geographical area.Reaching poor clients in rural areas is often prohibitively expensive for financial institutions, since transaction numbers and volumes do not cover the cost of a branch. In such environments banking agents use their existing retail infrastructure. Lower set-up and running cost can play a vital role in offering many low income people their first time access to a range of financial services. Also, low income clients often feel more comfortable banking at their local store than walking into a marble branch. The clients benefit from the agents' banks with lower transaction cost and service, but closer to the client's home.Bankable persons visit stores anyway for groceries all the day, enjoy services with a smaller crowd than in branches. Globally, retailers and post offices are increasingly utilised as important distribution channels for financial institutions. The points of service range from post offices in the outback of Australia where clients from all banks can conduct their transactions, to rural France where the bank Credit Agricole uses corner stores to provide financial services, to small lottery outlets in Brazil at which clients can receive their social payments and access their bank accounts.It has been used very well in Latin America and Asia. There are few African countries that have taken up agency banking. Cheaper to operate: It has been found in research that agent banking systems are up to three times cheaper to operate than branches for two reasons. First, agent banking minimises fixed costs by leveraging existing retail outlets and reducing the need for financial agent banks to invest in their own infrastructure. Second, acquisition costs are lower for bank-enabled agents and bank wallets.The advancement in information and communication technology (ICT) has brought with it the tremendous innovation in the banking industry. Currently, agent banking is an integral part of modern banking in many countries. Banks in Bangladesh are offering services for transfer of money from overseas to any remote area of the country. The payment of different utility bills through mobile bank outlets is very common. The agent banking will provide much more services to the clients.Whether a client accesses his bank account at the agent's outlet or in a branch or at an ATM does not make any dif ference. Technology can enable banks and their customers to interact remotely in a trusted way through the existing local retail outlets. Customers can be issued bank cards with appropriate personal identification number (PIN)-based or biometric security features and the local store-the banking agent can be equipped with a point of service (POS) device controlled by and connected to the bank using a phone line or wireless or satellite technology.Infrastructure requirements can be further reduced by using mobile phones both to hold ââ¬Å"virtual cardsâ⬠for customers and as a POS device at the store. Responsibilities of agents: The agents have many responsibilities. Such responsibilities include ââ¬â * apply diligence in validating a customer's identity and transactions to avoid entering into fraudulent transactions or dealing with fraudsters; * maintain a transaction record book, being evidence of every transaction undertaken in the specified format or in such a manner as required by the bank.The transaction record book should be the property of the bank and be returned to the bank by the agent upon termination of the contract or when it is fully completed before issuance of a new transaction record book; * comply with the bank's Know Your Customer (KYC) and Anti-money Laundering/Combating Financing of Terrorism (AML/CFT) requirements and/or laws or other regulations in force; * keep details of customers or customer transactions confidential; * maintain their connectivity with the internet in order to gain access to the web agent portal; provide sufficient cash for the location offering cash load and payout services; * comply with the central bank regulations, where the online web portal is in use; * display merchandising materials provided at their location; * ensure employees are trained by the bank on agency operations. Banks also have to ensure that agents, as extensions of the banking system, are able to provide professional customer service, ke ep records, handle cash, and manage liquidity. As a result, one of the primary questions regulators grapple with is who can act as an agent.BB's initiatives: The ongoing global expansion of high-tech telecommunications infrastructure, coupled with the increased availability of advanced information technology services, is having an impact on almost every industry, including banking. The Bangladesh Bank (BB) plans allowing agent banking to gear up further its drive for financial inclusion aiming to help the government achieve sustainable economic growth. The BB has already laid the necessary foundation for agent banking by introducing mobile banking that has already got a good response, especially from rural people.Currently, eight banks are providing mobile banking services involving the country's major mobile phone operators. Many countries permit a wide range of individuals and legal entities to be agents for banks. Other countries limit the list of eligible agents on the basis of a legal form. For example, India permits a wide variety of eligible agents, such as certain nonprofits, post offices, some shop owners, retired teachers and most recently, profit companies including mobile network operators (MNOs).Explicitly excluded, however, are the largest microfinance institutions (MFIs) registered as non-bank finance companies (NBFCs). Kenya takes a different approach, requiring agents to be for-profit actors and disallowing non-profit entities (like non-governmental organisations (NGOs), educational institutions, and faith-based organisations). In another example, Brazil permits any legal entity to act as an agent, but prevents individuals from doing so. The issue of liability: There is the delicate issue of liability of any mistake or misappropriation.Imposing liability on banks for acts of their agents is often the key factor in giving bankers the comfort needed to permit the use of agents. There is a point of imposing liability on banks for agents' non-comp liance with bankers' requirements. Imposing liability on banks for acts of their agents is often the key factor in giving banks the comfort needed to permit the use of agents. The bank liability for agents' noncompliance forces the agents to ensure professional agent behaviour and agents' compliance with agreed norms and rules issued by central bank.All countries that permit bank agents also impose bank liability for these agents. Brazil, a country with perhaps the most widespread use of banking agents, requires banks to be ââ¬Å"fully responsible for services rendered by its agents. â⬠Similarly, India requires that ââ¬Å"all agreements/contracts with the customer shall clearly specify that the bank is responsible to the customers for the agents' acts of omission and commission. Interestingly, Pakistan imposes bank liability but states that the bank may ââ¬Å"take steps it deems necessary to safeguard itself against liabilities arising out of the actions of its agents?. Thi s clause suggests that banks should enter into indemnification agreements with their agents-a protection that could steer banks toward large and well-capitalised agents capable of indemnifying the bank while forgoing agent relationships with smaller retailers who may nevertheless be better positioned to serve the low-income population segments. However, despite the widespread imposition of liability for agents' acts, financial inclusion goals would benefit from limiting the provider liability to those actions or omissions related to the provision of financial services.A failure to do so potentially increases costs of the financial services provider who may have to pay damages for agents' actions unrelated to the purpose of the agency. These costs could have a market chilling effect, negatively impacting not only on the emergence of viable business models but also the ease and speed by which such models reach a certain scale. Some countries more clearly limit the extent of liability to the financial services provided. For example, Kenya's banking agent guidelines impose liability on banks for agents' actions, even if not authorised in the agency contract.The service charge of an agent is a matter of concern. Nearly all countries prohibit the agent from charging customers directly for agent services, and some countries even restrict how much a bank can charge customers for agent transactions. Such well meaning regulations, aimed at protecting customers from excessive fees, can endanger the spread of branchless banking models, if they leave participants unable to make an acceptable return in light of the unique challenges and costs of reaching the poor.According to the BB plan, the agent could be an employee of bank who would offer people banking services including deposit and withdrawal of cash, transfer of fund, bill payment and the receipt of remittance, salary and government benefits. We would wait with interest for the BB rules on bank agency, particularly t he list of eligible agents, the liability of errors and omission of agents. The writer is pursuing PhD at Open University, Malaysia [emailà protected] com| | |
Brooksââ¬â¢ Universal Issues and the Appeal to a Broad Audience Essay
Brooksââ¬â¢ poetry, so rich in personal detail and authenticity, often does not have to justify the moral side of issues like other poems usually do. Her work, for me, seems less confessional and more like realistic humanity, a difficult feat to accomplish when so much of the material speaks of inner turmoil, lost loves, and wistful sadness. Honest in tone and filled with common and often disturbing themes, the poems were ones I was able to connect with. ââ¬Å"The Motherâ⬠and ââ¬Å"The Sundays of Satin Legs Smithâ⬠are two poems that speak to me in terms of universal longing and pain. I have never had an abortion, but I know several people who have. In fact, last year I had an 11th-grade student who was pregnant, and I told her that I would gladly adopt the baby. She said she would consider it, but she ended up having the abortion. For a couple weeks after she got back, I kept wondering what that child would have been like; but then, I had to force myself to put it out of my mind. ââ¬Å"The Motherâ⬠brought back all the joys of having a child and all the disappointments of not having a second one. ââ¬Å"The Sundays of Satin Legs Smithâ⬠reminds me of that sinking feeling when you realize that the man you are with is not who you thought he was. You still love him, which makes the pain of a failed relationship that much harder to accept. I think of a couple specific men I dated before I got married (thank God I did not marry them), and I wonder at the decisions of women ââ¬â the willingness to overlook the bad things because they are desperate to have somebody ââ¬â anybody to fill the void. In ââ¬Å"The Mother,â⬠the speakerââ¬â¢s obvious pain and regret comes close to excusing her from the act of killing a child (for some readers it might exonerate her completely). In line one, the speaker confesses to a horrific action while simultaneously, with the pronoun you, imploring the reader to mentally relate to her experience. When the speaker remarks that, ââ¬Å"Abortions will not let you forget,â⬠she makes her abortion the readersââ¬â¢ abortion. Because of the personal pronoun ââ¬Å"you,â⬠readers must imagine themselves in the midst of one of the most painful decisions a woman can make. This simple choice of diction allows Brooks to comment on the universally-felt consequences of abortion: people never forget. The sentence structure in the irst line also serves to take the blame off the speaker and transfer it to the action. By writing that ââ¬Å"abortions will not let you forgetâ⬠and making the actual abortion the subject of the first sentence, Brooks makes the action of abortion that which will not let mothers forget, not the actual decision to get an abortion (made by the mother) the primary cause of the pain. By distancing herself from the act, Brooks allows the speaker to reflect on the consequences of the abortion without addressing the moral issues of the decision. With the usage of the 2nd person voice throughout the first stanza, Brooks continues to pull her readers into her (or the speakerââ¬â¢s) story, thus eliminating blame and creating a bond between reader and speaker. Using rich details to show readers what they will not experience because of an abortion, Brooks recounts several instances that typify the first year of a babyââ¬â¢s life: ââ¬Å"You remember the children you got that you did not get, /The damp small pulps with a little or with no hair, / The singers and workers that never handled the airâ⬠(2-4). By stating that a mother who aborted a child did not ââ¬Å"getâ⬠that child, Brooks creates a tone of one longing for a prize lost, as if the mother did not choose the abortion but rather was forced by someone else to make that decision. The speaker tells readers that they remember the child they did not get; as a result, the reader can picture facing the awful decision that the speaker and so many other woman have faced. The blame, then, dissipates into the possibility that all people must face difficult decisions in their lives. In the last three lines of the 1st stanza, Brooksââ¬â¢ choice in diction reveals the genuine love the speaker feels for the lost children. Although it seems paradoxical to love someone and then kill him, Brooks makes it easy for readers to believe that this is what the speaker actually did. She writes of those special moments that only a mother can understand: ââ¬Å"scuttle off ghostsâ⬠¦control [the motherââ¬â¢s] luscious sighâ⬠¦return for a snack of them with gobbling mother-eyeâ⬠(8-10). A mother will brave ghosts and monsters (real or imagined) for her child, and sometimes it takes amazing self-control to simply stop staring in disbelief at the beauty of the child you have created. When my son was a baby, I used to sit behind him and just breathe in his lavender baby-smell. I felt like I could ââ¬Å"gobble him up,â⬠and I still do ââ¬â but he, of course, wonââ¬â¢t let me now. At 8-years-old he is a ââ¬Å"big boy. â⬠Brooks has somehow made the reader remember and re-live the good and beautiful aspects of having a baby; and yet, the poem is about abortion. By creating such a nostalgic mood in the reader, Brooks again takes the focus off of the terrible act of murder and waits until the second stanza to address the speakerââ¬â¢s regrets. With the nostalgic mood carrying over from stanza-one, the shift in stanza two works because the reader has already forgiven the persona for her sins. And yet, in answer to the readers who still have a difficult time accepting the harsh reality of the poem, Brooks makes a convincing argument in this second stanza, claiming that she still thinks about her babies, she regrets what she has done, and that she mourns the lives her dead children will never live. The first line of the stanza serves as the primary claim: ââ¬Å"I have heard in the voices of the wind the voices of my dim killed childrenâ⬠(11). The speaker still thinks of her dead children; and like the wind that comes and goes, so too does the sorrow. There are times when people can forget about a loss, but then, like a strong gust of wind or even a gentle breeze, the memory will come back. This universal reaction to loss again puts the reader and the speaker in a similar position. Although the reader may not have gone through an abortion, there are bound to be issues that the reader wishes to forget and simply cannot. In lines 15-22, Brooksââ¬â¢ use of the word ââ¬Å"ifâ⬠escalates the tension in the poem by creating uncertainty about the speakerââ¬â¢s intentions. Most people would feel comfortable blaming the speaker for murdering an innocent life; however, with that first subordinating conjunction, the reader must accept the possibility that the speaker is not to blame for the murder: I have said, Sweets, if I sinned, if I seized/ Your luck/ And your lives from your unfinished reach, If I stole your births and your names, Your straight baby tears and your games If I poisoned the beginnings of your breaths When the speaker asks ââ¬Å"if [she] has sinned,â⬠she subtly implies that perhaps she did not do anything wrong. While not actually justifying her actions, her simple questioning of guilt reveals more in what it doesnââ¬â¢t say than in what it says, like the directing of a conversation or an order from a restaurant. When the bartender wants the patron to order top-shelf liquor, he will give the patron two choices, both of which are top-shelf. The patron has no other option (or so she thinks) but to order one of the two liquors the bartender has suggested. Brooks, then, gives the reader two choices where before, there was only one. The first choice is to believe that the speaker is fully to blame; the second is to question whether or not the speaker has done anything wrong. The next ââ¬Å"ifâ⬠sends a blatant and almost defiant message. ââ¬Å"If I seized your luckâ⬠would imply that the speaker did exactly that; and yet, with the ââ¬Å"ifâ⬠in front of the action, the speaker recognizes the wrongdoing but justifies the action: she took the ability to have luck, and thus to experience life, from her unborn children. The ââ¬Å"ifâ⬠adds an element of inevitability. The speaker may recognize her mistakes, but she also suggests to the reader that something higher (or more powerful) than herself ultimately caused that action. With the juxtaposition of the words seized and if, Brooks creates a universal paradox: one of freedom of choice and yet helplessness. With assertive verbs like stole and poisoned, the speaker abandons this helplessness and continues her tones of defiance. Whereas the previous instances of the usage of ââ¬Å"ifâ⬠encourage the questioning of guilt and the possibility of speaker justification, the verbs stole and poisoned admit to a wrongdoing ââ¬â albeit still with a sense of regret.
Sunday, September 15, 2019
Successful Public Relations Campaigns
Successful public relations campaigns no longer have to stop at billboards, store greeters and newspapers. In this age of social networking, media and technology, there are numerous opportunities to explore various methods of implementing effective public relations campaigns and a variety of companies have been capitalizing on these different methods. Following, you will see examples of employing the Internet, nature and a host of other methods in order to catch the eye and attention of consumers.In this day, the options are so vast that marketing, advertising and PR professionals have their work cut out for them. In February 2011, Rayovac initiated a Rapid-Response Twitter campaign to engage consumers who likely had spare time on their hands due to the snowstorm that a big part of the country was experiencing. The campaign was essentially a virtual snowball fight that included consumer changing their profile picture to a Rayovac-branded avatar and each related tweet utilized the has htag #snowball.The virtual snowball fight lasted for roughly 48 hours and thereafter Rayovac hosted a two hour snow day tweet-up where Rayovac followers could tweet about the weather in their area, activities they partook in and weather related trivia complete with prizes. This particular campaign was seemingly successful, generating 1188 click-throughs to retrieve the branded avatar, becoming a worldwide trending topic (#TT) and a 30% increase in Twitter followers. With the popularity of Twitter, this was a genius marketing/public relations plan.It gave consumers something to do while home on their snow days and one could assume that some participants were introduced and others may have become more familiar with the brand Rayovac. Thereââ¬â¢s not much that I would have done differently. I think that the only component that was missing was something to target the non-Twitter users. Since this was solely an online public relations effort, this same campaign could have been tweaked a bit to have also been done on Facebook, Google Plus or another site for those who do not use Twitter. Converse has taken one of their current PR stunts to the streets of Australia.Strategically placed in all of Australiaââ¬â¢s major cities such as Sydney, Melbourne and Perth are fire emergency type boxes that contain a pair of sneakers behind a glass window. The slogan of the campaign is, ââ¬Å"Letââ¬â¢s Take This Outsideâ⬠and written across the top of each fire box is, ââ¬Å"IN CASE OF EMERGENCY, BREAK GLASS. â⬠Upon breaking the glass, one can actually retrieve a pair of free, brand new, Converse tennis shoes. The sneakers being spotlighted are from the 2012 Chuck Taylor All Star collection. This feat has been constructed to bring awareness to the brand as well as fully engage the citizens of Australia via a few different means.There are clues on the companyââ¬â¢s website as well as their Facebook page in a picture album leading consumers to the locations of these fire boxes. Converse has similar PR stunts going on in other countries as well. This campaign fully encompasses every facet of consumerism. From the scavenger hunt-type clues to encouraging giving to one another if they find shoes that are the wrong size to capitalizing on the publicââ¬â¢s love of free goods, this is a fun, genius public relations task that will run through June 10, 2012.I canââ¬â¢t think of a single thing that could be done differently. Converse utilized every form of media. No stone was left unturned. Print media, online social networks, in-store advertisements and television commercials were all incorporated. Even the ââ¬Å"prizesâ⬠themselves are outside and available to those who are off the grid. There is no discriminating demographic either, because the target audience is anyone who wears sneakers. This was well planned, very well executed and done in such a way that is preventing mass hysteria.I think that would be the only apprehension that I would have as a company is public reaction since everyone would be interested in a free pair of sneakers. Iââ¬â¢m certain there were many precautions that had to be taken in order for this to come to fruition. Zoning, permits, and backing from law enforcement departments had to be among the kinks that needed to be worked out, but they dealt with them in a way that is seemingly flawless. Converse has managed to concoct the perfect formula to keep the campaign enjoyable and safe.
Saturday, September 14, 2019
Drivers Education for Students with Multiple Disabilities Essay
Students with multiple disabilities are those who are experiencing more that one form of disability. Disability may be mental or physical or combination of both that hinders one from performing various life activities. Such students require much care as they cannot fully do what is required of them with help from another person. Such students should be given helpful education that would enable them contribute to the economy. Driversââ¬â¢ education for students with multiple disabilities is required for none of the curriculum has considered this during their planning and implementation. Research question The main purpose of the paper is to identify whether there is any need to have driversââ¬â¢ education for the people with multiple disabilities to offer services in special schools and in public schools. Another aim of the research is to determine how this education would be offered and what type of disability would benefit from the drivers education. How effective would this education be to the disabled. Justification of the research Students with multiple disabilities cannot perform a number of activities an able student can perform; this justifies the research because there is a need to have to have the disabled contribute to the nation building and economy. Driversââ¬â¢ education would be necessary for the multi disabled students for there are those who can drive effectively despite of the disability. Review of the bibliography The provided bibliography would help in providing a critical review for the research and will give enough literature as to whether this driversââ¬â¢ education for students with multiple disability is needed and to what extent. Bibliography (Video)The Los Angeles Club of the Deaf Story. DeBee Communications, 6965 El Camino Real, Ste. 105, Carlsbad, CA 92009 Bowe, F. (1978)Handicapping America: Barriers to disabled people, Harper & Row, Disability and Chronic Disease Quarterly, Department of Sociology, Brandeis University, Disability Grapevine Online Newsletter. http://www. disabilitygrapevine. com/ Disability Studies Online Magazine. http://www. disabilitystudies. com/index. htm Gary L. (2005)Encyclopedia of disability, SAGE Publ. , Gary L. et al. , eds. (2006) Encyclopedia of Disability. 5 vols. Thousand Oaks, CA: Sage Publications Health Ethics, Policy and Law,â⬠Cornell Journal of Law and Public http://papers. ssrn. com/sol3/papers. cfm? abstract_id=950878 Johnstone, D. (2001) An Introduction to Disability Studies, , 2nd edition, Kaushik, R. (1999) Access Denied: Can we overcome disabling attitudes ,â⬠Museum International (UNESCO) , Vol. 51, No. 3, p. 48-52. Leonardi M; Bickenback, J; Ustin TB; Kostanjsek N; Chatterji S, and on behalf of the MHADIE Consortium (2006) ââ¬Å"The definition of disability: what is in a name?,â⬠Lancet 368(9543): 1219-1221 Mitra S (2006) ââ¬Å"The Capability Approach and Disabilityâ⬠Journal of Disability National Center on Disability and Journalism. http://www. ncdj. org/links. html Paul T. (2005)Understanding Disability: Inclusion, Access, Diversity, and Civil Rights. Westport, CT: Greenwood Policy Studies, Vol. 16, No. 4, pp. 236-247 Policy, 15(2): 403-482 http://papers. ssrn. com/sol3/papers. cfm? abstract_id=931703 Ruger JP (1998) ââ¬Å"Aristotelian Justice and Health Policy: Capability and Incompletely Theorized Agreementsâ⬠Harvard University, Ph. D. Thesis Ruger JP (2003) ââ¬Å"Health and Developmentâ⬠Lancet, 362 (9385): 678 Ruger JP (2006) ââ¬Å"Health, Capability, and Justice: Toward a New Paradigm of Ruger JP (2006) ââ¬Å"Measuring Disparities in Healthcareâ⬠, British Medical Journal, 333:274 http://papers. ssrn. com/sol3/papers. cfm? abstract_id=934987 Ruger JP (2007) ââ¬Å"Rethinking Equal Access: Agency, Quality and Norms,â⬠Global Public Health, 2(1): 78-96 Sen AK (2002) ââ¬Å"Health: perception versus observationâ⬠British Medical Journal 324:860-861 Terzi L (2004) ââ¬Å"The Social Model of Disability: A Philosophical Critiqueâ⬠, Journal of Applied Philosophy, 21 (2): 141-157 Terzi L (2005) ââ¬Å"Beyond the Dilemma of Difference; The capability approach on disability and special educational needsâ⬠, Journal of Philosophy of Education, 39 (3): 443-459 Terzi L (2006) ââ¬Å"Beyond the Dilemma of Difference: the capability approach to disability and special educational needsâ⬠R. Cigman (ed. ) Included or Excluded? The Challenge of the Mainstream for some SEN Children. London: Routledge
Friday, September 13, 2019
The National Geographic Society. National Geographic website Essay
The National Geographic Society. National Geographic website - Essay Example The beautiful animals illustrated in the website connect the viewers of the website with nature. At the top of the website there are eight primary links that allow the users to visit different parts of the website. The eight primary links are photography, animals, environmental, travel, adventure, nageotv, kids, and video. The photography section has lots of different pictures of animals, nature, landscapes, among other things. The kids section has educational games children can play. The travel section has images and information about the cultures of different parts of the world. Below the primary links at the top there are secondary links in yellow. The secondary links take the users to different segments of the website. The secondary links are daily news, the magazine, maps, science, education, games, music blogs, movies, in the field, mobile, and newsletters. The daily news segment has lots of interesting articles. I read an article that stated that being bilingual delays aging effects. In the maps section there are different interactive 3D maps of the world. The magazine link has the current issue of the National Geographic magazine for the month of March 2011. The issue can be read online free of charge.
Thursday, September 12, 2019
Change and culture case study Part ONE Essay Example | Topics and Well Written Essays - 1500 words
Change and culture case study Part ONE - Essay Example But the fact remains that many such mergers and acquisitions (M&A) do not go as planned and have either failed or did not achieve the desired results. One primary reason (among many others) is the clash of diverse organizational cultures that exist within individual organization that were merger or acquired) making its presence felt in the new entity. This paper is a report with regard to the management of organizational culture in ABC Healthcare, an organization formed through the merger of two similar healthcare providers, namely XYZ Healthcare and ABC Dental Services. The problems faced, soon after the merger and, the steps taken to solve them (organizational change) will be discussed after which the end results of the effort will be provided in the concluding section. The organizational structure of the new entity is also provided in the appendix. ABC Dental Care, a highly efficient and well run organization is now being merged with XYZ Healthcare to form a new entity called ABC Healthcare. The latter company is much larger and has three departments, namely cardiology, nephrology, and urology. Threats of a new hospital coming up in the neighborhood resulted in the above mentioned merger. The employees of ABC Healthcare have no practical experience in handling outpatients, while those of the latter had no experiencing in dental care and hygiene. But ABC Healthcare was proud about its quality of service and felt that it was superior to those given by other healthcare units. They were also a little apprehensive about their lack of experience in handling inpatients. The merger was a cultural disaster since both groups kept to themselves except in case of emergencies. This issue was solved though the practical applications of theory as given in the following sections. It would be pertinent to mention a few facts about mergers and acquisitions in this context. According to a Bouno the main motive
Wednesday, September 11, 2019
Cybersecurity Assignment Example | Topics and Well Written Essays - 250 words - 3
Cybersecurity - Assignment Example They should be considered by the company as part of the security structure, and thus included in the responsibility scope. Addressing cyber security is not only an IT risk and issue. Organizations are now far too reliant on technology to survive such circumstances unscathed. Organizations must approach cyber security just like any other business risk. Particular subject matter experts can deal with the instant response and strategic details, but the leadership should identify and control the cascading monetary, reputational, in addition to operational impacts (Anderson, Schanfein, Bjornard & Moskowitz, 2011). It should as well as ensure effective and precise crisis communications all through all stakeholder-facing trade areas. It is possible to stop being skimmed. Look at the ATM entrance for sites where a scammer could hide a minute camera, like a brochure rack. Another way is to scrutinize the keypad to see if there is a false cover on top of it. In addition, look over the whole ATM for the parts that do not match in styling, material or color. Lastly, cover the hands when entering the PIN. It is one of the most effective and easiest ways to avoid an ATM scammers concealed
Tuesday, September 10, 2019
Personal statement Essay Example | Topics and Well Written Essays - 1000 words - 7
Personal statement - Essay Example For a reputable student with less finances, I would apply high earning aspect in New York City, thus start raising money. Even though the effort might not come out very huge, this attempt will ask people to pay regard to a community like ââ¬ËThe Association to Benefit Childrenââ¬â¢. I would choose ââ¬Å"My Fatherââ¬â¢s Eyesâ⬠by Eric Clapton. This song embraces all generations and is preferred. As a business man or CEO of a company, a person should be responsible for his employeesââ¬â¢ management. If offered a chance to sing, I would harmonize one powerful speech which would change peopleââ¬â¢s mind. My father has worked as President of a company over 20 years which has attracted me with his challenging persona. As I am not a person who is satisfied with sticking at once place, I ventured into the realms of Stern School of Business at NYU as it is competitive and has produced many successful business folks, hence encouraging
Monday, September 9, 2019
Building an apps farm for university student Literature review
Building an apps farm for university student - Literature review Example How mobile apps have been applied in entrepreneurship and its benefits to the entrepreneurs. Mobile apps are software programs that one can download and use on their phones or any other devices that they have like the tablets etc. For one to use the mobile apps they need to have a smart phone, tablet, or another device that can be used to access the internet. But not all the mobile apps that are developed are able to be accessed on all the devices; every operating system has the applications that rhyme with it. Like the Android, Apple, Microsoft and Blackberry mobile operating systems have their own app stores that can be found online where the apps can be downloaded and installed (Stark, 2010). There are also retailers that can be found online that offer the apps too. There are apps that are free but others arenââ¬â¢t free, for the case of those that are not free, one will need to provide a credit card number before they can download an app. Some of the apps sell advertising space within the app. These ads enable the app developers to earn money through them so for them to get these advertisements they have to offer the app free so that they can reach as many users as possible. Some will make the users free to buy some features within them, most of the time the bill for these features in the in-app purchases through the app store. Though some devices are enabled for users to block the in-app purchases. There is a lot of data that apps can access, when you sign in to app stores, or download single apps, you may be asked for a permission to allow the app to get the information on the device you are using. Some apps can be used to access the phone and e-mail contacts, call logs, internet data, data about the deviceââ¬â¢s location, and the personal deviceââ¬â¢s identities. Some apps do not do a lot of functions but specifically base on a feature that they need to function to, while others are
Sunday, September 8, 2019
ICT Policy Evaluation and Compliance Research Paper
ICT Policy Evaluation and Compliance - Research Paper Example The other challenges are that ICT is a fast growing sector and this provides many challenges with regard to policy development and implementation. These two factors, combined with the volatility of ICT create issues with policy development thus leading to a point where the policies developed may not be useful in advancing technology (Pilat, 2003). Policies, which hinder the development and growth of ICT can be very detrimental, and it is necessary for stakeholders to understand this and try to come up with new ways to streamline ICT processes. This is very important for Qatar especially with regard to its vibrant and fast-growing economy, which requires ICT backing in order to be sustained. It is in this regard that the policy evaluation process should be able to identify how ICT policies in Qatar are affecting the growth and uptake of the sector. Impact on ICT policies on ICT uptake ICT policy can be very useful in making sure that ICT is being utilised properly. On the other hand, one of the main challenges, which can be faced with regard to developing ICT policies, is that they can hinder the uptake of ICT (Roy, 2005). Different policies meant to help in improving the ICT sector can lead to it being harder for the ICT to develop. For instance, those policies which are geared towards control are more likely to have a negative impact if they are unchecked. This is why it is absolutely to have a mechanism through which ICT policies are supposed to be evaluated in terms of how they achieve what they are meant for and also in terms of how they are likely to be generate other negative impacts in the industry (Roy, 2005). For instance, with regard to ICT products, it is necessary to have those policies which support the capabilities of the consumers to uptake or to start using various ICT products. One of the areas where this should be regarded with care and diligence in the communication networks. According to Metcalfe (1979), networks increase their utility to th e users as the number of users increase. In this regard, those policies which are geared towards control must be looked at and evaluated in terms of how they are affecting the growth of ICT. Failing to do this may end up meaning that there will be issues with the growth and development of the ICT sector. In this regard, there are a number of issues which must be looked at in order to make sure that the policies are not being detrimental to the growth of ICT. Compliance with international standards The world has become a global village, and this has made it necessary for all countries and territories in the world to be able to look at the ways in which they can align themselves in the global village (Roy, 2005). Compliance with international standards is not just an issue affecting only ICT, but it affects all sectors on a countryââ¬â¢s economy. In this regard, there is a need to identify ways in which the ICT policies in Qatar are affecting the ability to comply with internationa l standards. There is a need to guarantee compliance with international requirements as well as the standards which are being implemented internationally (Khosrowpour, 2000). Failing to evaluate the ICT policies would bring in the risk of not complying with international standards and this would lead to Qatar being isolated from the rest of the world. With regard to ICT, compliance with international standards can never be stressed enough. In this regard, t
Saturday, September 7, 2019
Arabic spring Essay Example | Topics and Well Written Essays - 1500 words
Arabic spring - Essay Example The effort to lead authoritarian to enhance their regional influence is not effective because of different reasons. Various regimes have a different view on the opportunities and constrains created by Arabic Spring, the influence may require medication latter, their effort may end up shaping the newly Arabs elected governments. About ten years before the rise of Arab Spring, there was the rise in global authoritarianism with an attempt of Arab autocracies to adopt their own ruling to new domestic and regional challenges. The wide implications of authoritarian collective action lead to Arabic Spring. In analyzing their effect, we stress on two related dynamics, which include the way in which powerful authoritarian regimes work as a team to advance collective interests in sustaining or consolidating institutional and strategic alternative to the western democracy. Secondly is their attempt use the Arab Spring as a mobilization tool to gain regional support, democratic powers such as th at witnessed in Turkey, Brazil, South Africa, among other nations. With their sympathetic critiques of western economy and their geographical strategic dominance, these states are seen as the global authoritarians as potential allies might enlist that in efforts to redefine regional security and political structure, thus threatening the United States aim of advancing their interest. Globalization is a process where in different fields, the world is working together as a single society, marked by common institution, organizations, and shared culture of consciousness.
Friday, September 6, 2019
Putting Our Brains on Hold Essay Example for Free
Putting Our Brains on Hold Essay The reading ââ¬Å" Putting Our Brains on Hold,â⬠by Bob Herbert, indicates that the United States is twelve among countries with college degrees. Also, this reading indicates that the percentage of people with college degrees has fallen, and that Americas young people are moving in the wrong direction at a time when college education is needed. Herbert says that engagement in issues that happen in society can lead to creative ideas and would enrich the lives of Americans. Many people are to blame for the society not engaging in the issues that happen in society. The most significant idea in this reading is parents, students, the educational establishment, government leaders, and the news media having the blame for not letting the society engage in the issues that happen to the society. Many children do badly in school because of their parents. Children of middle and upper classes are more likely to get high grades. Traumatic events can affect a child by giving that child a poor grade.The more time a parent spends with a child the more likely a child is to get a better grade. Children can do baldy in the classroom because of their carelessness.Teacher preparation is important for a teacher to be effective in the classroom. Good teacher preparation can have an affect on a students academic achievement. A teachers confidence can affect a students performance. It is important that teachers believe in themselves and in their abilities. The media can also affect childrens performance in school in a negative way. Television watching can replace activities that can help a child do better in school such as reading and doing homework. Television can also replace reading. Reading requires more thinking than television watching. Reading development. This is how television can affect a persons performance in school. Many people are not learning about the issues that happen in society. Many people are to blame for the society not engaging in the issues that happen everyday. This engagement can lead to creative ideas.
Case Study Research Essay Example for Free
Case Study Research Essay Case One: Barsz v. Max Shapiro, Inc. Ind. Ct. App. 600 N.E.2d 151 (1992) Fact: Marjorie Barsz brought negligence action against Shapiroââ¬â¢s Delicatessen Cafeteria to recover for personal injuries sustained when she slipped and fell, breaking her right ankle and left knee cap. Her husband, Carl Barsz brought action against the restaurant for loss of consortium with his wife due to Mrs. Barszââ¬â¢s injuries. The Circuit Court of Shelby County granted summary judgment for the restaurant, and the plaintiffs appealed. The Court of Appeals of Indiana, First District held that genuine issues of material facts existed and reversed the summary judgment. Issue: Was Shapiroââ¬â¢s Delicatessen Cafeteria negligent in identifying and remedying the condition of the floor in the restaurant, causing Marjorie Barszââ¬â¢s accident? Rule: GOLBA v. KOHLââ¬â¢S DEPT. STORE, INC. Ind. Ct. App. 585 N.E.2d 14 (1992) Analysis: To avoid summary judgment, Marjorie Barsz had to show that there was a defective condition in the floor of the restaurant which caused her slip and fall, and that the restaurant unreasonably failed to discover and remedy the hazardous condition. Genuine material facts existed which precluded summary judgment for the restaurant. Summary judgment is generally inappropriate in negligence cases. Trial Procedure Rule 56(C) Conclusion: A restaurant cannot be held strictly liable for a fall that occurred before having a reasonable chance to remove a foreign substance from its floor; restaurant as not the absolute guarantor of customer safety. However, summary judgment cannot be granted when a genuine material fact exists. Case Two: Golba v. Kohlââ¬â¢s Dept. Store, Inc. Ind. Ct. App. 585 N.E.2d 14 (1992) Facts: Plaintiff Stella Golba brought negligence action against defendant Kohlââ¬â¢s Department Store stemming from a slip and fall accident. Ms. Golba stepped on a small object on a glossy floor, causing her to trip and fall. The floor had only been swept once on the morning of the accident. The Circuit Court of Starke County granted the storeââ¬â¢s motion for summary judgment, and the plaintiff appealed. The Court of Appeals of Indiana, Third District held that material issues of fact existed and reversed the summary judgment. Issue: Was Kohlââ¬â¢s Department Store negligent in maintaining their floors in a safe condition for patrons? Rule: BURRELL v. MEADS Ind. 569 N.E.2d 637 (1991) Analysis: A land owner is subject to liability for physical harm caused to his invitees by a condition on the land if, but only if, he knows or exercising reasonable care would discover the condition, and should realize that it is an unreasonable risk of harm to invitees, and should expect that they will not realize the danger, or will not protect themselves against it, and fails to exercise reasonable care to protect them against the danger. Normally, determining whether the host has exercised reasonable care to make their premises safe for an invitee is a question of fact for a jury. Conclusion: Sweeping of a floor only once in the morning does not constitute exercise of reasonable care to prevent injury to customers from objects left in the floor. The issue of fact as to whether the store had notice of the object in the floor precluded a summary judgment.
Thursday, September 5, 2019
The Management Of Sustainability At Barclays Marketing Essay
The Management Of Sustainability At Barclays Marketing Essay The history of Barclays was developed in 1960 in London by John Freame and Thomas Gould started their business as trading goldsmith bankers. In the year 1736, when James Barclay joined the organisation the name Barclays became connected with the company even though it was not until 1896 then the company is known as Barclays bank. Then is 1896 the company joins 19 other private banking businesses to form Barclay Company Limited, with 182 branches and a deposit of à £26m. By the year 2009 Barclays bank has established in 59 countries with 140, 000 employees throughout the world due to globalisation and the advancement of technology. Barclays is a major global financial services provider engaged in personal banking, credit cards, corporate and investment banking, and wealth and investment management. According to the annual report for 2012, in order to have a sustainable basis, Barclays had to store trust and restore performance. There was also a change in the remuneration packages, a s they prefer paying according to the performance relationship. In relation with shareholders they have increase the share from the total net income and they mention that it is essential to the business and those employees working in an extreme competitive international environment. Barclays also states that their hitting their targets which satisfies them. They claim that their doing work which is socially important and useful to the environment, as well to generate a sustainable return for the shareholders. Sustainability is an increasingly important theme for businesses. At the current situation, the concept of sustainability has been broadened to include not only environmental consideration, but also economic and social consideration claims Elkington (1998). If these factors are implemented in the business, it would be successful. Sustainability is essential for Barclays competitive advantage as Barclays has various competitors in the market. Barclays sustains its competitive ad vantage by creating a size and diversity for the business as well as the quality, character and the relationships with their customers. Diversity has allowed them to build a sustainable business by delivering an operational excellence, investing in innovation and managing their risks. 2.0 Findings 2.1 Sustainability /Sustainable development Sustainability refers to the ability of a mankind to continue indefinitely by making a zero impact on the environmental resources (Blowfield Murray, 2011). Crane Marten (2010) states that sustainability is defined as a long- term maintenance of systems according to environmental, economic and social considerations. Sustainable development is the process by which mankind moves towards the ultimate goal of sustainability. The goal of sustainable development is to enable all people throughout the world to satisfy their basic needs and to enjoy a better quality of life without compromising the quality of life of future generations (HMG, 2005). 2.2 Business Sustainability Business sustainability is known as adapting to the business strategies and activities that meets the needs of business stakeholders today and the near future. There are few frameworks which are used to measure the sustainability of the business, and one of the best ways of testing sustainability would be the Triple Bottom Line (TBL) method introduced by John Elkington. It consists of three important elements which is Economic, social and Environmental. It generates the basis of both Global Reporting Initiative (GRI) and Sustainability Balance Scorecard (SBSC). Now this report would move on to evaluate the Triple Bottom Line (TBL). 2.3 Economic Sustainability The economic dimension, sustainability is concern about the organizations impacts on the economic environment of its stakeholders and on economic system at local, national and global levels. A narrow concept of economic sustainability focuses on the economic performances of the corporations itself: the responsibility of management is to develop, produce and market those products that secure the long-term economic performances of the corporation (Crane and Matten, 2010).The economic perspective on sustainability is strong and stable economy would create jobs and incomes for society in order to provide basic standard of living. 2.4 Environmental Sustainability The environmental sustainability is concern about organisations impact towards the diverse ecosystem, like water, land and air. The basic principles of sustainability in environment perceptive concern the effective management of physical resources so that they are conserved for the future (Crane and Matten 2010). Basically, it provides resources for human activities and acts as sinks which absorb and recycle human waste such as microorganisms. It is also known as the main resource provider to people, such as water, soil fertility and pollination. 2.5 Social Sustainability The Social Sustainability focuses on the impacts of an organisation towards the social structure which it operates. The development in social perspectives on sustainability has tended to trial behind that of the environment and economic perspectives (Scott, Park and Cocklin, 2000). The main social point of sustainability is the key justice. It deals with a strong, healthy and fair society. It provides promotion for personal well- being, social cohesion and inclusion and equal opportunities for the society (HMG, 2005). 3.0 Measuring Businesses Sustainability 3.1 Sustainability Balance Scorecard Kaplan and Norton (1992) developed the balanced scorecard in order to give managers a more comprehensive view of business performances. Balance scorecards combine both qualitative and quantitative measures, acknowledge the expectations of different stakeholders and relate an assessment of performance to choice of category. It contents of four perspectives financial, customers, process, learning and growth. The sustainability balance scorecard consists of four elements, which would be financial, internal business process, customer, learning and growth. It helps the organisation to breakdown corporate level measures which will help manager and employees to look at what could be done to make the organization to improve internal and external communications and monitor organisations performances against goal. Barclays has been using sustainability balance scorecard in measuring their organisation sustainability. According to the annual report in 2012 in mentioned that the economic environment in Barclays main markets was marked by generally weak or negative growth (as measured by GDP), which has affected business, consumer and investor confidence across these regions. Economic performance in the near term remains uncertain and is expected to be subdued. As an example, to overcome this situation Barclays expects to incur a restructuring charge of approximately à £500m in the first quarter of 2013 and costs associated with implementing the strategic plan of approximately à £1bn in 2013, à £1bn in 2014 and à £0.7bn in 2015 ( Barclays annual report, 2012). 3.2 Global Reporting Initiative Social accounting is the voluntary process concerned with assessing and communicating organisational activities and impacts on social, ethical, and environmental issues relevant to stakeholders. Corporate organisations involves in social accounting for both practical and moral reasons. The main four reasons are internal and external pressure, identifying risks, improved stakeholder management and enhanced accountability and transparency. A good social accounting is complete when a scheme in place attempts to the activities like Global Reporting Initiative (GRI). Crane and Matten (2010) states that Global Reporting Initiative (GRI) is an international multi-stakeholder effort to create a common framework for reporting on social, economic and environmental triple bottom line sustainability. Barclays has reported against the Global Reporting Initiative (G3) Indicator protocols and Financial Sector Supplement. In 2011, Barclays have self-declared for their GRI performance application to be B+ (Annual Report Barclays, 2011). 4.0 Corporate Social Responsibility (CSR) CSR is a set of measures that business could take in order to become sustainable. Corporate social responsibility (CSR) is known as a business initiative to evaluate and take accountability on the organizational effects on the environment and impact on the community which is meant that it benefits the organization as well as the community. Rionda claims that CSR is alternatively referred to as corporate citizenship, which essentially means that a company should be a good neighbor within its host family (Rionda.Z, 2002). Organization that is socially responsible would be rewarded with more satisfying customers, which will help to meet the organization goals and expansion of the business. CSR is also as one of tool for brand reputation for business which is developed globally. As an example, a company which has a strong global brand and consumer pressure will be the key drivers towards CSR practices (Zadek, 2004). Most of the companies nowadays have decided to get involved in CSR becau se they realize that in order to stay productive, competitive and relevant in a rapidly changing world, they have to become socially responsible. CSR has also been defined by Moir (2001) who states the continuing commitment by business to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as the local community and society at large. 4.1 Carroll CSR Model Source: A Carroll (1991) The pyramid of corporate social responsibility, Business Horizons, July-August, pp-39-48. The study on Barclays CSR is based on the Carroll four part CSR model that has helped Barclays to meet the two stage of this model which includes economic and legal. Barclays has reported all their CSR activities clearly which gives an indication that Barclays gives an impression to be a sustainable organization and Barclays has been doing well in all these aspects to maintain their sustainability. Barclays seem to give much attention to aim on their CSR activities at stakeholders to contribute to economic, environment and social sustainability to remain sustainable. Now this report will move on to discuss on the CSR policies adapted by Barclays. 4.2 Barclays CSR Barclays has been actively engaging themselves in CSR activities. Barclays believes business can have a positive impact towards the community they serve if CSR is being implemented. Ever since they have start operating their first bank in 1960, they have dedicated their selves to trust and respect their customers and shareholders. Barclays is involving themselves in CSR activities such as, environmental, social and economic. As an example, Barclays Bank in Kenya state that, in order to stay in business for another100 years, they need to be partners with their stakeholders to maximize the opportunities presented by economic, social and environmental sustainability issues, as well as collaborate to minimise the associated risks in both direct and indirect ( Barclays Annual report, 2010). This report will now evaluate the CSR activities of Barclays. 4.3 Environmental Barclays Environmental sustainability approach is to reduce their impacts on the environment. They are not only focusing on the direct operational impact, while they are also looking at wider influence through their lending and investment activities. To make this more efficient Barclays has introduced climate exchange program. This program emphasizes on waste management, water use and paper use. They are designing, building and operating in way that reduces the impact on the globe. There are three main issue which influences Climate exchange Program. The first one would be developing products and services for a low carbon economy, and then followed by managing climate change risks which means managing social and environmental risk in lending and finally managing their own carbon footprint (Citizenship Report, 2011). With adopting all this environmental policies, Barclays was able to meet a sustainable environmental operation to their business. 4.4 Social In social sustainability Barclays is involved with the community. In 2012, Barclays global community investment team managed to engage 73,000 staff in volunteering, fundraising and support programmes that benefited an estimated two million people worldwide (Ainsworth, 2012 Third Sector). Barclays states that in order to have social sustainability two things beings involved; community investment programs and employee programs with the direct efforts of employees. The community programs which Barclays practices are Building Young Futures that aims to equip 74,000 disadvantaged young people in six countries Brazil, Egypt, India, Pakistan, Uganda and Zambia with the skills to help them fulfil their potential with a partnership between Barclays and UNICEF( Barclays citizenship plan , 2012). This program is introduced to help the poor community in these countries to have a proper skill and self-confidents in securing their income with a job or set up a small business with skill and knowle dge provided by this program. The main aim of this program is to reduce unemployment rate among the younger generation in these countries. As an example, in the first four years of their partnership, Building Young Futures gave more than 600,000 young people: improved education opportunities; financial, employment and enterprise skills; and support to manage their money (Barclays citizenship plan, 2012). Besides that, Barclays has introduced a citizenship award in 2012 to recognize and appreciate the work contribution done by their employees for community. The employees in Barclays are actively involved in fund raising for the local community around the globe. For instance, Nearly 1,000 customers and employees took in the sights of the UK capital by night on a 10-km walk, as they raised almost à £100,000 to support UNICEF and UK broadcaster Heart radios Have a Heart charity (Barclays citizenship plan, 2012). With this programmes it would help the local communities to achieve financial independence and security in their lives. Furthermore, these programmes applied towards the community would help Barclays to be more sustainable in a social context. 4.5 Society/ Diversity Aside making huge profits and meeting organisation goals, Barclays have also created a culture where diversity is valued and respected. Barclays mention that their global diversity strategy in place across the organisation, and they are continuing to extend and update this to reflect industry best practice and to meet the expectations of stakeholders and customers (Barclays, 2011).As an example, Barclays have worked closely with external recruitment firm to let them know their diversity priorities, so they could provide them with huge number employees for recruitment and selection. This method is used to measure the employees potential and hard work and to ensure individuals with disabilities have equal rights and job prospects. Barclays has given priorities to diversity as want to meet an equal gender workforce and to support co-workers and customers who has disability. For instance , the UK Corporate Banking business rose to first from fourth place among its peers in terms of clien t satisfaction, and a business in their Wealth and Investment Management division won Best Customer Experience Award in Financial Services in the 2011 Customer Experience Awards. Now this report would move on to access the economic sustainability. 4.6 Economic Barclays practices transparency to their stakeholder. Based on the findings, Barclays believes that the best way to support their stakeholders is by operating a strong, profitable and growing business, which creates jobs and contributes to the economic success of the communities in which they live and work (Citizenship Report, 2011). Transparency is the degree to which corporate decision, policies, activities and impacts are acknowledged and made visible to relevant stakeholders (Crane and Matten, 2010). Jenkins Barclays CEO has mention (International Business Times)that he is committed to building a better bank with massive changes that will boost up shareholder returns over the longer term and based on the 2012 annual report Shares in the group rose 4.2 per cent (Baccardax, 2013). According to the analysis on Barclays CSR activities that theyre involved with, it gives a reflection that Barclays supports the Stakeholder theory. Stakeholder theory seeks to balance the interest of a r ange of economic, social and environmental stakeholders. The theory was been developed by Edward Freeman (1984) who states that a stakeholder of an organization is any group or individual who can affect, or is affected by, achievement of the organisations objectives(Freman 1984:46). For a more precise definition (Evan and Freeman 1993) has suggested two principles: Principle of corporate right, which means the corporation has the obligation not to violate the right of others and Principle of corporate effect which means companies are responsible for the effect of their actions on others. Stakeholder theory is known as the utilitarian ethical stances that give a balancing of stakeholder interests in decision making using a triple bottom line approach. Stakeholder theory is essential in multinational organisation like Barclays and they are sustaining with this approach. 4.7 Weaknesses of CSR policies in Barclays Barclays seems to provide information that theyre sustainable however there are few weakness and risk in the CSR policy. In early 2013, according to The Guardian news, Barclays was preparing to hand its chief executive Antony Jenkins a bonus of at least à £1m for 2012 and it is a year when the bank was fined à £290m for its part in the Libor-rigging scandal and set aside a further à £1bn for mis-selling payment protection insurance (The Guardian ,2013). Besides that, Barclays was under pressure from some of their shareholder demanded for a repay of past bonuses from its new boss. It was surprising that Barclays could be origins of the recession in the credit crunch caused by reckless bank lending. Latest news on Barclays that they will become a self-service-oriented company, thereby allowing the remaining staff to focus on delivering added value to its customers and they have mention that Barclays is changing (The Telegraph, 2013). With this information Barclays is seen as not con sistent with their policy. On the other hand, they still could be an omissions supporting by mentioning that Barclays is still a sustainable organisation. As Freidman (1970) argues that social and environmental sustainability are the responsibility of individuals and the government. The whole Barclays management shouldnt be blame for this issues it could possibly be an individual who is liable. 5.0 Summary Based on the outcomes made for this report Barclays appears to be a sustainable organisation. As seen in the outcomes, Barclays is actively engaged with many CSR activities are have updated them in GRI as well as SBSC. Barclays has establish themselves as the most recognised and respected organization in the world, to sustain it Barclays plans to continue to expand rapidly and commit to more CSR activities to be more sustainable. 6.0 Recommendation The recommendation is made after evaluating Barclays CSR activities and from my point of views on what Barclays should do in achieving a sustainable organisation. Barclays should emphasize on social and economic sustainability as their lack in this both activities. I agree that Barclays is involved in economic and social CSR activities, while be a global organisation its suggested that they should give emphasis to strategic importance of CSR drivers for globalization. As an example, Barclays is engaged in banking industry for many years, they seem expand their business to a more wide area in the world which is due to globalization and this will help them to achieve a sustainable business and profitable organisation. Besides that, having CSR activities which engaging public will gain more popularity for Barclays as it will reach the public faster than indoor activities. Barclays should also concentrate on the Utilitarian ethical stances of social responsibility. It seeks a balanced st akeholder interest in decision making using a triple bottom line approach which includes economic, environment and social which will be an advantage for Barclays. 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